Explore the benefits of welcoming American Express Cards at your business.

Experience the Powerful Backing of American Express Card Acceptance 

Competitive Pricing


Competitive pricing opportunities at rates that may be lower than you think

Access to Benefits


Access to benefits like free marketing, savings on business solutions and more.

Higher Spending Card Members


In 2022, the average transaction size of American Express Card Members was 65% higher than that of non-Card Members.1

Welcoming Card Members


58% of American Express Card Members report that they prefer to make purchases where American Express cards are accepted.2

American Express can be accepted at 99% of places in the US that accept credit cards.*


*Based on the Feb 2022 Nilson Report. 



Explore Free and Discounted Benefits

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Business Savings Suite


Your business can take advantage of over $4,500 in offer savings with the Business Savings Suite3 on offers from partners like Intuit QuickBooks, FedEx, and more.

Small business owner at bakery behind counter

Business Class for Merchants


Tips, trends, and tools from industry thought leaders in digestible formats.

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Financing & Payment Solutions


Solutions to help finance, protect, grow, and manage business.

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Connecting to Customers


We provide free marketing, tools and programs to help connect your business to more customers.

Two ways to accept Card payments online and in store

Small business owner looking at desktop and holding credit card

Acceptance through your Payment Provider


Eligible Small Businesses can accept through your provider, which sets the rate for card acceptance. Plus receive a single statement and deposit, the same way you do for all card brands you accept at your business.

Call 1-833-213-0511 or fill out the Payment Provider Form

Customer paying at register with credit card using contactless terminal

Acceptance through American Express


National and Regional Businesses or Small Businesses who prefer to accept directly through American Express can take advantage of competitive pricing opportunities, plus 24/7 expert support and protection to help your business thrive.

Call 1-866-847-0890 or fill out the Accept Direct Form

Support for Small Businesses


One of the ways American Express commits to supporting the success of Small Businesses is through grant and loan programs. Learn more about the loan and grant programs for 2023.

Backing Small Businesses Grant Program


Together with Main Street America, American Express is helping underrepresented U.S. small business owners recover from economic challenges and grow their businesses. The program will provide $5,000 grants to help 350 small businesses, and 25 of them will be eligible to receive an additional $25,000 Enhancement Grant to further improve their business. Terms apply.  

Backing Historic Restaurants Grant Program


In partnership with the National Trust for Historic Preservation, the “Backing Historic Small Restaurants” nationwide grant program is returning for a third year. The program will award $40,000 grants to 25 historic U.S. small restaurants, supporting the future growth of these establishments as they navigate current challenges. Applications and public nominations open on February 23. Terms apply.

Why businesses accept American Express


There are more reasons than ever to welcome American Express Cards. Hear what businesses are saying…



Jenny Ferrera in Jenny Wax Skincare shop

“Any business owner who’s not using Amex or accepting Amex is missing out on a great clientele who are very loyal to Amex.”


-  Jenny Ferrera, Jenny Wax Skincare 

Cookie Good business owners standing in shop

“There is something about American Express that just makes you feel more secure and that you know you're going to be really well taken care of. if you have any issues or problems, they will help you solve them and they will make it easier.”


- Melanie Canter, Cookie Good 

Andrew Steiner standing outside of Andrew's Cheese Shop

“There's a little bit of pride when they hand over the Amex card to us, which is very easily identifiable, and they like doing business with businesses that accept it.”


- Andrew Steiner, Andrew’s Cheese Shop  


Frequently Asked Questions

[1] Nilson Report #1,235, February 2023. Transaction Size derived from U.S. year-end purchase volume divided by year-end purchase transactions, not from individual consumer-level data.  Average Non-American Express transaction size includes Visa, MasterCard and Discover credit and charge cards and excludes debit and prepaid volume and transactions.

[2] American Express commissioned an online survey conducted by Morning Consult in June 2021 relating to non-business purchases. Definition of American Express Card Members: Respondents in the U.S. who reported that they have an American Express Card and that they use that card to make non-business purchases at least once every 6 months. Definition of Non-Card Members: Respondents who reported that they do not have any type of American Express Card and that they use Visa, MasterCard, or Discover credit card products to make non-business purchases at least once every 6 months. Disclaimer: The trademarks used herein are the property of their respective owners.

[3] Based on offer savings available via the Business Savings Suite as of April 1, 2023. Value calculated by totaling either the lowest possible reward/savings amount or the average reward/savings amount across all available offers, and assumes a merchant took advantage of the full length of any subscription plan where relevant, across all Business Savings Suite third party offers. Offers and value of offers are subject to change without notice to you. Visit to see current offers.

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